Frequently asked questions about Caravan Insurance

Caravan insurance is not a legal requirement in the UK; however we’d strongly recommend that you insure your caravan. You never know when the unexpected may happen.

In 2017, around 1,200 touring caravans were stolen in the UK. Although the number of thefts of caravans has decreased historically, the number of thefts from caravans is rising. Add to this the possibility of damage caused by a natural hazard, such as hailstones,or simply damage done when detached, then it makes sense to protect your valuable investment.

Remember, caravan insurance covers you for more than just the caravan itself. Club Care’s Caravan Insurance covers your contents and equipment too plus personal injury, public liability, loss of use and accidental damage, theft and fire - so it’s well worth the investment.

No, your caravan isn’t covered but your third party liability is covered. Let’s explain. If you’re involved in a road accident whilst towing your caravan and it’s found to be your fault, your car insurance policy will only cover you for losses sustained by a third party. It doesn’t cover any damage sustained by your caravan. Also, in the event that your caravan is damaged or stolen when detached from the towing vehicle, there is no cover provided by a car insurance policy.

No, you do not need to be a member of The Club to get a quotation from our insurance arm Club Care Insurance. However being a member you will receive exclusive policy benefits across our range of insurance products. Also, you will benefit from our wide range of premium discounts as well as be part of any promotions that occur through the year.

Yes, Club Care's Caravan Insurance allows you to enjoy greater flexibility and choice, meaning you don’t have to pay for certain elements of cover you do not require. Unlike many insurers, Club Care covers your caravan, even if it’s high value or imported and we don’t mind how old it is.

Exclusive caravan insurance benefits just for Club members

• New for old cover up to 15 years
• FREE £500 contents cover (caravan only)
• Personal accident cover up to the age of 85
• Loss of use cover up to £3,500

Yes, we can offer members resident in Northern Ireland insurance cover for their caravan. All policy benefits remain the same.

Yes you will. If you complete a course, you’ll get a discount of 5% for the entry level course and 10% for the advanced course.

Depending on the circumstances, it may be possible for Club Care to extend cover. However, there’ll be an additional premium to pay and possibly some restrictions on cover.

You should notify Club Care of your claim as soon as possible on 01277 243 001. This number can be found in your ‘Evidence of Insurance’ document. You’ll be put through to one of our friendly claims handlers who will guide you through the process. Unlike many other providers, Club Care handles the claims, meaning that you can expect to receive the same level of service throughout the life of your policy from people who understand caravanning.

The Club has an exclusive arrangement with RAC for its members. Arrival Breakdown Cover from the RAC provides breakdown cover for your car, caravan, motorhome or trailer.

Find out more about Arrival

Yes, Club Care Insurance can provide competitive cover for static caravans (caravan holiday homes), park homes, lodges (as well as twin lodges) and chalets. Find out more about our Caravan Holiday Home Insurance.