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Home Insurance

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Home Insurance from Club Care

A break in while you were on a break away? We’ll take Club Care of that

 

We’re not just here for your camping holidays! From chimney pot to cellar door and everything in between; we can provide cover for your building and contents. So you can relax safe in the knowledge that your home will be in safe hands with Club Care’s Home Insurance.  

 

Whether you’re a caravanner, a motorhomer or a tent owner, your house deserves the same specialist policy as your unit. With over 35 years of providing insurance for members, you can trust Club Care to look after the things that are important to you.

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Why choose Club Care Insurance?

We take Club Care of Members

Don’t just take our word for it...

"We have no wish to swap from Club Care insurance; we have priced up elsewhere, but the facilities being offered and the level of service has made us loyal customers"

- Barry W, Club Care Insurance Policy Holder and Club Member

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What discounts are available?

As well as a 5% discount just for being a Club member you could also qualify for the following discounts:

 

• Up to 25% no claims discount

• Up to 20% introductory discount

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FAQs

Why do I need home insurance?

Whilst not strictly a legal requirement, the right Home Insurance policy can protect your property as well as what’s inside it.

What cover is available?

There are essentially three main policy types:

 

• Buildings insurance – this covers the structure of your home as well as any permanent fixtures such as fitted kitchens and bathrooms.

• Contents insurance – this covers your personal belongings, possessions and valuables against accidents, loss and theft.

• Buildings and contents insurance – depending on your situation, you may want to opt for a joint buildings and contents policy. If you require both, it’s likely that this will be the most cost-effective and accessible option.

I need to accurately estimate the value of my contents. How can I do this?

It’s not unusual for people to seriously undervalue their contents. In fact, it’s quite a regular occurrence.

 

It’s important to accurately estimate the value of your possessions as they may be ruined in the event of a fire, flood or theft. To do so, arm yourself with a pen, some paper and a calculator and add up the replacement cost of everything that fills each room in your house. Everything needs to be included, from carpets and furniture to ornaments and tools.

Will my property be covered if I leave it unoccupied for more than 60 days?

At Club Care we know that as campers you like to take extended stays, which is why our Home Insurance can offer Club members up to 180 days unoccupied cover away from home* - at no additional cost!

 

*Whilst this is double the amount of time that most companies can offer, please be aware that this only available with certain insurers.

Do I need Club Care's Home Emergency cover?

Although it’s impossible to predict an emergency, preparation is important. Our optional Home Emergency cover protects your home from a wide range of domestic predicaments such as the breakdown of the main heating system, loss of power supply and plumbing and drainage issues.

How do I make a claim?

If you suffer any loss, damage, incident or occurrence that is likely to result in needing to make a claim, it’s vital that you report it to us as soon as possible. However in the event of theft or other malicious incident you must notify the police immediately.

 

In order for our friendly claims team to sort out your claim as quickly and efficiently as possible, refer to your policy documentation so that the name of your insurer and the policy number applicable are ready to hand. Our claims team will then be able to give advice on the correct claims procedures to follow and what further information or supporting documentation will assist us in handling your claim.

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About Club Care

Club Care Insurance Services is a trading name of Kingfisher Insurance Services Limited (“KISL”) registered in England No. 03441136. Registered address: Level 15, 30 St Mary Axe, London EC3A 8EP. KISL is authorised and regulated by the Financial Conduct Authority (FCA No 311541). Some policies may be administered by Fresh Insurance Services Group Limited (Fresh). Fresh is authorised and regulated by the Financial Conduct Authority No 306202