Home Insurance from Club Care
A break in while you were on a break away? We’ll take Club Care of that
We’re not just here for your camping holidays! From chimney pot to cellar door and everything in between; we can provide cover for your building and contents. So you can relax safe in the knowledge that your home will be in safe hands with Club Care’s Home Insurance.
Whether you’re a caravanner, a motorhomer or a tent owner, your house deserves the same specialist policy as your unit. With over 35 years of providing insurance for members, you can trust Club Care to look after the things that are important to you.
Why choose Club Care Insurance?
What discounts are available?
• Up to 25% no claims discount
• Up to 20% introductory discount
5 Event Shelters to be won!
Every month this year we’re giving away prizes to lucky campers; and every month there’s something different on offer. From specialist touring Sat Navs and luxury loungers to top of the range grills and camping TVs; there’s something for everyone.
This year’s must have camping accessory is a Coleman Event Shelter. Perfect for spending time with family and friends, whether you’re on the campsite or at home in the garden.
*Terms and Conditions apply.
Why do I need home insurance?
What cover is available?
There are essentially three main policy types:
• Buildings insurance – this covers the structure of your home as well as any permanent fixtures such as fitted kitchens and bathrooms.
• Contents insurance – this covers your personal belongings, possessions and valuables against accidents, loss and theft.
• Buildings and contents insurance – depending on your situation, you may want to opt for a joint buildings and contents policy. If you require both, it’s likely that this will be the most cost-effective and accessible option.
I need to accurately estimate the value of my contents. How can I do this?
It’s not unusual for people to seriously undervalue their contents. In fact, it’s quite a regular occurrence.
It’s important to accurately estimate the value of your possessions as they may be ruined in the event of a fire, flood or theft. To do so, arm yourself with a pen, some paper and a calculator and add up the replacement cost of everything that fills each room in your house. Everything needs to be included, from carpets and furniture to ornaments and tools.
Will my property be covered if I leave it unoccupied for more than 60 days?
At Club Care we know that as campers you like to take extended stays, which is why our Home Insurance can offer Club members up to 180 days unoccupied cover away from home* - at no additional cost!
*Whilst this is double the amount of time that most companies can offer, please be aware that this only available with certain insurers.
Do I need Club Care's Home Emergency cover?
How do I make a claim?
If you suffer any loss, damage, incident or occurrence that is likely to result in needing to make a claim, it’s vital that you report it to us as soon as possible. However in the event of theft or other malicious incident you must notify the police immediately.
In order for our friendly claims team to sort out your claim as quickly and efficiently as possible, refer to your policy documentation so that the name of your insurer and the policy number applicable are ready to hand. Our claims team will then be able to give advice on the correct claims procedures to follow and what further information or supporting documentation will assist us in handling your claim.