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Caravan Insurance

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Touring Caravan Insurance from Club Care

Looking for 5 Star Caravan Insurance? We’ll take Club Care of that.


Insuring your touring caravan is extremely important as it can provide you with peace of mind. You will know that if anything should happen to your pride and joy, you will have support to help you deal with the situation. We are very proud that our Touring Caravan Insurance is rated 5 Star by independent reviewer Defaqto, meaning that it provides one of the highest quality offerings in the market.

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5 Star Touring Caravan Insurance

Club Care's 5 Star Defaqto rated Touring Caravan Insurance is one of the most comprehensive policies on the market. Created by members, for members you can rest assured that you’ll have the help and support you need, no matter where on your touring adventures you are.
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Why choose Club Care Insurance?

We take Club Care of Members

Don’t just take our word for it...

"We have no wish to swap from Club Care insurance; we have priced up elsewhere, but the facilities being offered and the level of service has made us loyal customers"

- Barry W, Club Care Insurance Policy Holder and Club Member

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What discounts are available?

As well as a 5% discount just for being a Club member you could also qualify for the following discounts:

Safety discounts

• 2.5% discount for flat tyre protection (such as Tyron safety bands)

• 2.5% discount for a TyrePal tyre pressure monitoring system

• 2.5% for AL-KO ATC Trailer Control

Security discounts

• Up to 10% discount when your caravan is fitted with a proactive tracker or tracking device

• Up to 10% discount for an approved wheel lock (such as AL-KO Secure Wheel Lock)

• Up to 5% discount for caravans with a factory fitted alarm

Storage discounts

•  10% discount for storing in a CaSSOA Gold or Platinum Site

Towing experience discounts

Up to 10% discount for completing The Camping and Caravanning Club’s manoeuvring course (5% beginners, 10% advanced)

Club member discounts

5% discount for being a member of The Camping and Caravanning Club

Other discounts

• 25% discount for four or more years no claims

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Do I really need caravan insurance?

Caravan insurance is not a legal requirement in the UK; however you never know when the unexpected may happen; and it often pays to be prepared.


In 2017, around 1,200 touring caravans were stolen in the UK. Although the number of thefts of caravans has decreased historically, the number of thefts from caravans is rising. Add to this the possibility of damage caused by a natural hazard, such as hailstones,or simply damage done when detached, then it makes sense to protect your valuable investment.


Remember, caravan insurance covers you for more than just the caravan itself. Club Care’s Caravan Insurance covers your contents and equipment too plus personal injury, public liability, loss of use and accidental damage, theft and fire.

Is my caravan covered by my car insurance policy?

No, your caravan isn’t covered but your third party liability is covered. Let’s explain. If you’re involved in a road accident whilst towing your caravan and it’s found to be your fault, your car insurance policy will only cover you for losses sustained by a third party. It doesn’t cover any damage sustained by your caravan. Also, in the event that your caravan is damaged or stolen when detached from the towing vehicle, there is no cover provided by a car insurance policy.

Do I need to be a member of The Camping and Caravanning Club to get a caravan insurance quote?

No, you do not need to be a member of The Club to get a quotation from our insurance arm Club Care Insurance. However being a member you will receive exclusive policy benefits across our range of insurance products. Also, you will benefit from our wide range of premium discounts as well as be part of any promotions that occur through the year.

As a Club member do I get any additional benefits by insuring through the Club?

Yes, Club Care's Caravan Insurance allows you to enjoy greater flexibility and choice, meaning you don’t have to pay for certain elements of cover you do not require. Unlike many insurers, Club Care covers your caravan, even if it’s high value or imported and we don’t mind how old it is.


• Exclusive caravan insurance benefits just for Club members

• New for old cover up to 15 years

• FREE £500 contents cover (caravan only)

• Personal accident cover up to the age of 85

• Loss of use cover up to £3,500

I'm a member based in Northern Ireland and I have difficulty finding insurance. Are you able to help?

Yes, we can offer members resident in Northern Ireland insurance cover for their caravan. All policy benefits remain the same.

If I do one of the Club's manoeuvring courses, will I get a discount on my touring caravan insurance?

Yes you will. If you complete a course, you’ll get a discount of 5% for the entry level course and 10% for the advanced course.

Is my touring caravan covered in Europe?

Depending on the circumstances, it may be possible for Club Care to extend cover. However, there’ll be an additional premium to pay and possibly some restrictions on cover.

How do I make a claim?

You should report your claim as soon as possible on 01277 243 001. This number can be found in your ‘Evidence of Insurance’ document. You’ll be put through to one of our friendly claims handlers who will guide you through the process.

What happens if I break down with my caravan?

The Club has an exclusive arrangement with RAC for its members. Arrival Breakdown Cover from the RAC provides breakdown cover for your car, caravan, motorhome or trailer.

Do you insure static caravans?

Yes, Club Care Insurance can provide competitive cover for static caravans (caravan holiday homes), park homes, lodges (as well as twin lodges) and chalets. Find out more about our Caravan Holiday Home Insurance.
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About Club Care

Club Care Insurance Services is a trading name of Kingfisher Insurance Services Limited (“KISL”) registered in England No. 03441136. Registered address: Level 15, 30 St Mary Axe, London EC3A 8EP. KISL is authorised and regulated by the Financial Conduct Authority (FCA No 311541). Some policies may be administered by Fresh Insurance Services Group Limited (Fresh). Fresh is authorised and regulated by the Financial Conduct Authority No 306202