Trailer tents: staying safe and avoiding claims

Trailer tents are a great alternative to a tent or a caravan. They offer the best of both worlds: you can pack up and get away with ease; not to mention being able to carry essential home comforts with you.

Most people who’ve chosen this ‘middle option’ never look back because they love the flexibility a trailer tent offers.

But what if something goes wrong?

“Our trailer tent awning ripped during a storm!”

“We had a serious cooking disaster and our trailer tent caught fire!”

“We came back from a shopping trip only to find that our trailer tent had been stolen from our driveway!”

“On the way to our campsite we had an accident - someone drove into the back of our trailer tent!”

Although it still has the ‘home from home’ appeal, a trailer tent is flimsier than a caravan, so it’s important to plan ahead a little to reduce any risk of your holiday being spoilt. Take a look at our trailer tent help and advice section for important safety tips and trailer tent checklists.

Get the right insurance

It’s vital to have the right trailer tent insurance in place. Club Care Insurance provides cover for all types of trailer tents regardless of origin, age or value, and includes loss of use cover of up to £3,500 should your trailer tent become uninhabitable. It also offers up to £5m in public liability cover, full European cover and replacement cover for equipment or personal effects that you keep in your trailer tent.

In the event of a claim, the excess is just £75 which means you can enjoy your holiday knowing, should anything go wrong, it will be taken care of by the professionals.

How you can reduce your premiums

By making clever modifications and additions to your trailer tent, you can help keep your insurance costs to a minimum.

Deter thieves

Everything that attracts you to a trailer tent – compact dimensions and clever design that makes it easy to pack up, hitch it to your car, and make a quick getaway – makes it attractive to thieves, too.

Fortunately, there are some relatively simple devices you can apply to your trailer tent to help prevent theft. A wheel clamp completely immobilises the unit, and if it carries the Sold Secure Gold Standard, you’ll know it has been independently tested for its ability to stand up to multiple theft attempts.

A no-claims record of four years or more can earn you up to 20% discount on your Club Care insurance premium – so adding an immobilising device can be a wise investment. It can have wider practical benefits too: an unspoilt campsite at the foot of a mountain range might seem idyllic, but even if you own wheel chocks it may be a little too uneven. A jockey wheel clamp can come in very useful for keeping your unit stable on an incline or uneven ground.

Improve secure storage

Staying organised and being able to keep track of your gear can help prevent inadvertent loss or theft of items, and so reduce the need to claim on your insurance and keep your premiums low.

Manufacturers of the latest generation of trailer tents offer smart, convenient storage options. Trigano, for instance, incorporates what it calls its EASY PACK system on several of its models, so you can store your kit securely and get hold of precisely what you need, when you need it, without having to unpack everything.

It’s possible to replicate some of the storage benefits of newer models relatively easily. For instance, lockable trailer tent storage boxes can be fixed securely to the A-frame of the trailer, while larger boxes can be especially useful for securely transporting bulk items such as an extra awning or gas bottle.

Protect from the elements

A good trailer tent insurance policy will provide cover for storm damage and include ‘loss of use’ cover. This can contribute towards the cost of alternative accommodation and keep your holiday on track if the unit is left uninhabitable. Whatever the age of your trailer tent and whatever time of year you holiday, this provides useful backup protection.

It’s important to remember, however, that insurance doesn’t cover for damage through wear and tear. The older your trailer tent, the higher the likelihood of deterioration becoming a problem and leaks occurring. By remembering to dry out your canvas thoroughly before folding it away, by inspecting it regularly for signs of damage, and by spending just a few pounds on a seam guard and tent repair kit, you can maintain it in great shape for longer.

Through good maintenance, you can help ensure your trailer tent stands up better to stormy weather — and avoid it succumbing to uninsurable damage.