Trailer tent features that can improve your insurance premiums

Come holiday time, a trailer tent offers you the ability to pack up and get away with ease; not to mention being able to carry essential home comforts with you. Trailer tents appeal to holidaymakers looking for freedom and a hassle-free break, and having the right insurance in place can go a long way in ensuring this.

What’s more, through making some smart modifications and additions to an older trailer tent, you can get that little bit more peace of mind — as well as helping to keep your insurance costs to a minimum.

So what can make a difference on the insurance front? Here’s how to upscale your unit and (hopefully) downscale your insurance spend.

Deterring would-be thieves

It’s not difficult to see why a trailer tent is such an attractive option for holidaymakers: after all, its compact dimensions and clever design means that packing up, hitching it to your car, and making a quick getaway is easily done. But this might also apply to thieves, too. Logistically, the idea of driving away with a full-size touring caravan might seem a step too far. On coming across an attractive, easy-to-shift trailer tent unit though, the opportunity to grab it — either from a storage site or from your garage — could be slightly more tempting.

Fortunately, there are some relatively simple devices you can apply to your trailer tent to help prevent this scenario. Chief among these is a wheel clamp, which immobilises the unit. If a wheel clamp carries the UK Solid Gold Standard, it’s a sign that it has been independently tested for its ability to stand up to multiple theft attempts. Manufacturers whose products feature this accreditation include Stronghold and Milenco.

If your trailer tent is built around a newer chassis, there’s the possibility of being able to fit an AL-KO wheel lock as an alternative to a standard wheel clamp. Here, the lock attaches to the wheel and fixes it onto the axle. It tends to come at a price premium compared to most wheel clamps, although with this comes Diamond Standard accreditation — a step up on the protection front.

With our trailer tent policy, a no-claims record of four years or more can earn you a discount on your premium by as much as 20%. Adding an immobilising device to prevent trailer theft can therefore be a wise investment to help unlock this saving. It can have wider practical benefits too: an unspoilt campsite at the foot of a mountain range might seem idyllic, but even if you own wheel chocks it may be a little too uneven. A jockey wheel clamp can come in very useful for keeping your unit stable on an incline or uneven ground.

Enhancing your trailer tent’s secure storage capabilities

Manufacturers of the latest generation of trailer tents offer smart, convenient storage options. Trigano, for instance, incorporates what it calls its EASY PACK system on several of its newer models, so owners can store their kit securely and get hold of precisely what they need, when they need it — all without having to unpack everything.

Staying organised with the ability to easily keep track of your gear can go a long way in preventing inadvertent loss (or theft) of items. In turn, this reduces the chances of having to claim, which helps to keep your premiums low.

It’s also possible to replicate some of the storage benefits of newer models relatively easily. For instance, lockable trailer tent storage boxes are available from camping suppliers such as Camperlands. These are fixed securely to the A-frame of the trailer, while larger boxes can be especially useful for securely transporting bulk items such as an extra awning or gas bottle. 

Protecting your trailer tent from the elements

A great trailer tent insurance policy will provide cover for storm damage. This includes “loss of use” cover to contribute towards the cost of alternative accommodation and keep your holiday on track if the unit is left uninhabitable. So whether your tent is old or new, and whatever time of year you prefer to holiday, this provides useful backup protection.

It’s important to remember, however, that insurance doesn’t cover for weather damage through wear and tear. The older your trailer tent, the higher the likelihood of deterioration becoming a problem and leaks occurring. By remembering to dry out your canvas thoroughly before folding it away, by inspecting it regularly for signs of damage, and by spending just a few pounds on a seam guard and tent repair kit, you can maintain it in great shape for longer. 

Through good maintenance, you can help ensure your tent stands up better to stormy weather — and avoid it succumbing to uninsurable wear and tear damage.