Club Assure - Equity Release
With Key Retirement Solutions
Free Equity Release Calculator
Itching to get away again but struggling to find the money to do so? Worried that your pension will not be able to fund the lifestyle you want for you and your family? Equity release could help you to unlock a tax-free cash lump sum from your property so that you can carry on enjoying the great British weather!
If you are a homeowner aged 55-95 and you have a property worth £70,000 or over, equity release might be the ideal solution for you. You can stay in your home for life, there are typically no monthly repayments to make, and the money you release can be spent any way you like; you could even purchase that new caravan you have had your eye on.
Here at Club Assure, we have partnered with Key Retirement Solutions, the UK’s No. 1 award-winning independent equity release specialists. We know that you are in safe and helpful hands at Key with their current Trust Pilot 5 
star customer service rating, along with their What Mortgage 2012 awards for Best Equity Release Advisers and Best Equity Release Customer Service, all as voted for by consumers.
Key aim to make the whole process of equity release simple and easy to understand, so that you have peace of mind that equity release is the right decision for your needs. Key’s advisers will search the entire market to find the best plan out there for you.
Call now on 0845 389 0190 to request your FREE DVD and guide, or to arrange your FREE no-obligation initial consultation.
(Lines are open Monday- Thursday, 9am-7pm, Friday 9am-5.30pm).
Equity Release Plans
There are a wide range of equity release plans currently available in the market, and it could be very time consuming to decide on which is the best option for you.
That’s why Club Assure have partnered with Key Retirement Solutions- they do all the work for you!
They offer a free, no obligation initial consultation with one of their expert equity release advisers to find which plan is most suitable for you. Key prides themselves on getting to know you and your individual circumstances, dispelling the myths of equity release and matching a plan to your needs.
Here is a brief guide to equity release plans…
A lifetime mortgage is a type of equity release plan where a loan is secured against your property to provide you with a tax-free cash lump sum to spend as you wish, with typically no monthly repayments to meet.
Compound interest is added to the lifetime mortgage loan throughout your lifetime. The loan plus interest is eventually paid back when your home is sold, usually when you move into long-term care, or when you and your partner die. You can typically release between 10-50% of the value of your property with a lifetime mortgage, depending on your age.
This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.
The enhanced lifetime mortgage plan could enable you to release more money from your home than a lifetime mortgage, if you have certain health conditions such as diabetes or high blood pressure, or lifestyle choices such as smoking.
This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.
Drawdown lifetime mortgages work in the same way as general lifetime mortgages but with added flexibility. You decide the total amount of money you want to release, and then 'drawdown' the cash in stages as and when you want to. The interest is only added on the amount released so it adds up more slowly than it would if you released the full amount at the outset.
This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.
With a home reversion plan you sell all or part of your home to a reversion plan company in exchange for a tax-free cash lump sum and a guaranteed lifetime lease with no monthly repayments to meet.
You stay in your home rent-free for as long as you choose. Both you and the reversion plan company share in any increase in your property's value, and you are able to guarantee an inheritance to your beneficiaries providing you have not exchanged 100% of its value.
This is a home reversion plan. To understand the features and risks, ask for a personalised illustration.
