Motorhome Insurance - The Camping and Caravanning Club
The Camping & Caravanning Club Logo
Join the ClubLogin
Travel Abroad
Become a Member
Advice and Inspiration
Magazine
Dark turquoise banner

Motorhome Insurance

Member Exclusive! Up to 10% off your Motorhome Insurance for Club Members!

Find out more

Introducing Motorhome Insurance from Club Care

Motorhome Insurance for your home from home.

You already know that motorhome insurance is a necessity, but did you know that Club Care can help you find quotes personalised to your needs?

Thousands of Club members choose to insure their motorhome through Club Care every year. With nearly 40 years of experience under their belts, why not get a quote through Club Care and feel confident your unit will be in safe hands. 

 
Find out more

Member Benefits

You could qualify for a discount of up to 10% just for being a Club member. 
Find out more

WIN! A Coleman Event Shelter

Our trusted partner Club Care Insurance is offering you the chance to win 1 of 9 Coleman Event Shelters this Spring. Get a new eligible quote with them before midnight 31st May 2024 to enter!*

Come rain or shine this shelter will keep you covered, whether you are hosting in your back garden, or venturing out on a camping holiday.

*Terms and conditions apply, competition opens 01/03/24 and closes midnight 31/05/24; visit winwithclubcare.co.uk for more details.

Find out more

FAQs

Why is motorhome insurance necessary?
Simply put, it’s a legal requirement, but the last thing you want is your holiday spoiled by theft, damage, accident or loss. With the right insurance in place, you’ll know that if anything does go wrong, it can be put right easily and as quickly as possible. 
 
Last Modified: 16 Jul 2021
How do I make a claim?
You should notify Club Care of your claim as soon as possible. The claims number can also be found in your ‘Evidence of Insurance’ document. You’ll be put through to a friendly claims handler, who will guide you through the process.
Last Modified: 07 Sep 2022
What is Continuous Insurance Enforcement?

The police use the Motor Insurance Database (MID) to detect uninsured vehicles on the road. It’s estimated that 500 are seized each day and an estimated 300,000 offenders are convicted for driving uninsured every year. To combat the problem, Continuous Insurance Enforcement (CIE) was introduced in 2011 and made it an offence to be the registered keeper of a vehicle which is neither listed on the Motor Insurance Database nor registered with the DVLA by Statutory Off Road Notification (SORN).

When you insure your Campervan, it’s the insurers’ legal responsibility to upload the details of your vehicle onto the Motor Insurance Database. For peace of mind, you can check that your vehicle has been registered with MID for free.

Last Modified: 16 Jan 2023
Why Choose Club Care for your motorhome insurance?
As a specialist provider of Motorhome Insurance, Club Care Insurance has worked with both Club members and insurer partners to create an insurance product that can be flexed to meet the exacting needs of motorhomers.

Last Modified: 17 Oct 2022
How do I find the most suitable motorhome insurance policy?
Your policy will vary in relation to the budget you have, the level of cover you need, the type of motorhome you have, the distance you plan to travel, the number of drivers and several other factors.

Generally, insurance companies offer a choice of policies. You'll need to find out what each variation covers and what it doesn’t cover. Motorhome insurance is not like car insurance: it requires specialist knowledge and, as such, you should speak to a specialist motorhome insurance provider. 
Last Modified: 07 Sep 2022
How do I work out how much contents insurance I need to include on my motorhome insurance?

Club Care Insurance LogoYou need to think about how much it would cost to replace the items in your motorhome. An easy way to do this is to divide your motorhome into different areas and think about what you might have in each space:

You can download our handy contents checklist to help you.

 

 
Last Modified: 07 Sep 2022
What do I do if I get a chip on my windscreen?
Don’t worry! Windscreen damage protection is included with all Club Care insurance policies and repairs/replacements are carried out by recommended glass repairers. They’ll even come to you, so you’ll avoid the inconvenience of having to take your motorhome to a repairer.
Club Care works with several insurers, so you’ll need to contact the right one (your policy booklet will tell you which one).
Last Modified: 16 Jul 2021
If I make modifications to my motorhome, will it affect my policy?
You’ll need to let Club Care know about any changes you’ve made, by calling 0800 124 4633 or emailing service@ClubCareinsurance.com
Last Modified: 07 Sep 2022
I’ve fitted a wheel clamp or a tracking device to my motorhome; how will that affect my premium?
Fitting certain security devices can help to reduce your policy premium, so make sure you mention them when you get your quote. 
 
Last Modified: 16 Jul 2021
What types of vehicle do you cover?
Club Care can insure all proprietary makes of motorhome, including self-build and American RVs. Contact Club Care for a quote, either on the telephone or online, to see what you could save. Find out more.
Last Modified: 07 Sep 2022
What is the excess?
An excess is the amount that you agree to pay towards any claim made on your policy. The first element of this is the compulsory excess: the set amount as determined by your insurer. The second part consists of the voluntary excess: an additional amount that you agree to contribute in the event of a claim.
Last Modified: 07 Sep 2022
What can I use my motorhome for?

Motorhome Insurance only covers your motorhome if it is being used in the way specified in your certificate of insurance. This will usually be for social, domestic and pleasure purposes (including holidaying). Some of Club Care's insurer may extend the cover to include commuting to your normal place of work but you should check your policy documents to ensure that you understand the cover that you have.

Last Modified: 07 Sep 2022
Can I use my car’s no claims bonus?
Only if it is free and available to use and provided that you haven't had a fault accident in your Campervan. In other words, you’re not using the car or you’ve sold the car and don’t intend to replace it. This is because you can’t use your no claims bonus in two places at the same time.
Last Modified: 07 Sep 2022
I have a motorhome over 25 years old; will I be able to get a quote?
Yes, but you’ll need to give us a call on 0800 124 4633 as Club Care can't provide a quote for older vehicles online.
Last Modified: 07 Sep 2022
Do you offer an introductory no claims bonus?
No claims bonus is given by an insurer to policyholders who don’t claim on their policy in a period of Motorhome Insurance. This “no claims bonus” is not a “no blame bonus”. If a claim is made for an event that isn’t your fault and the insurer has to make a payment, this will still affect any no claims bonus entitlement, unless the insurer can recover their expenses from the person responsible for the event. 
Last Modified: 17 Oct 2022

About Club Care

The Camping and Caravanning Club Limited is an Introducer Appointed Representative of A-Plan Holdings. Club Care Insurance Services is a trading style of A-Plan Holdings who is authorised and regulated by the Financial Conduct Authority, Registered Office; 2 Des Roches Square, Witney, OX28 4LE. Registered in England. Registration Number: 750484.